A major chunk of dental insurance plans expire at the end of the year and reset on January 1st. Since the end of the year is right around the corner, it is time to take maximum advantage of the plan and make sure your oral health is in check. A dental insurance plan has a specific coverage amount that covers all your dental expenses. In order to make use of the benefits of the plan, you would have to pay a deductible every year. Once you pay the deductible, you will have to pay little or nothing every time you visit the doctor until you exceed the coverage amount.
The end of the year is the ideal time to go back to your plan, check if you have reached the limit, and make the most of it right away. If you are not sure where to begin, let us help you.
Get a Complete Oral Exam
A dental insurance plan typically covers basic oral services that include a wide range of exams and treatments. Check your insurance plan to confirm the covered procedures so that you may go ahead and get a complete oral exam. If you are not sure how to go about it, we could shed light on the procedures covered under your plan and recommend procedures accordingly.
Make the Most of Preventative Dental Insurance Coverage
Preventative services are also covered under dental insurance plans. In fact, a few insurance companies cover procedures such as cleaning, fluoride treatments, and X-rays completely, letting you complete your treatment and step out of the dental office without paying a single penny.
Enquire About Cosmetic or Orthodontic Coverage
Since it is the end of the year and all routine dental visits will have been over, it is time to focus on the cosmetic aspect of your oral health. If you wish to receive orthodontic treatments or get implants, crowns, or gum contouring, this would be the best time.
Maintaining oral health is as important as maintaining our overall health. In fact, our oral condition shows signs of physical ailments, such as infections and heart disease. It is, thus, important to visit the dentist every six months. The dental insurance plan helps you receive optimal dental treatment by offering financial aid and keeping out-of-pocket expenses to a minimum.